Investing Tools and Tips
I’m sharing my tech stack for investing because I think people might find it useful.
I’ve been investing for around 1 year now. I’m not super technical like people who build bots or algorithms to try to game the system; I just rely on sentiment, news and my pattern recognition abilities.
The bulk of my investments are done on eToro for the traditional market. I haven’t enabled crypto trading on the account because it requires a hell of a lot of information, bank statements, IDs, proof of funds and all that stuff, and I just don’t really care about investing in crypto on eToro that much.
I also recently discovered eToro’s Delta app. It’s amazing for adding widgets to your devices that show you a quick view of your portfolio and how it’s doing. It lets me keep an eye on positions passively throughout the day without having to keep eToro open or constantly check multiple platforms. I’ve added manual trades there for a coin I’m holding called Worldcoin (WLD). You can set up alerts when your stocks hit a certain price, mine are at $1.50 and $1.20. The idea is I’ll convert to USDC when it hits $1.50, then wait for it to fall back to $1.20 and buy back in, increasing my holdings with every successful trade. It’s a fun little technique I came up with, and I tweak the alert values as prices trend. The widgets I use are “Main Portfolio” for overall stats, a ticker list for each stock’s price and daily performance, and a top-gainers bar chart. The only thing Delta is missing, as far as I can tell, is the ability to add savings, your liquid cash, to the data.
Delta Widget’s
I also use the Apple Stocks widget and app for a basic view of whether my portfolio stocks are up or down plus the latest news on them. It’s handy for understanding why something suddenly moves.
The only other app I use is “World” by OpenAI. It has mini-apps like Uno, which is perfect for staking Worldcoin. I’ve got about $1,000 worth staked at roughly 150% APY. I can claim yield every 12 hours and I always restake my earnings. It’s a safe, beginner-friendly way to dip into what crypto trading offers.
I used to lean on ChatGPT for deep research on stocks, but it made very bad calls. I’m still recovering from investing my entire portfolio into MDB, TOL, ORCL and ADBE around last December before their earnings calls. MDB, for example, has fallen nearly 50%, do not take financial advice from an AI. Expensive lesson learned. Two of my rules now are: never use leverage, and never sell a stock for a loss. If something falls 50 % like MDB did, I’ll just hold it until it’s back to neutral or a profit, even if that takes months or years.
For a while I attempted betting on earnings-call results, but it was massively counterintuitive. NVIDIA beat predictions last year and the stock tanked because people thought they’d beat even harder. It felt like the only safe thing would be to short earnings plays, since stocks seem to fall about 90 % of the time after a call, at least in my experience. But I don’t short stocks anymore. To lose everything on a regular buy, a stock would need to go to zero, which is extremely unlikely. If you short, a sudden jump can wipe you out, and that risk isn’t worth it to me.
Right now I just invest and leave it. I don’t do high-frequency trading, swing trading or earnings bets. I use patience and don’t get greedy. I pick stocks I like, watch them with my widgets, and as soon as I’m up around 1 % I close the trade. That’s all I need. If I start with $5,000, I’m around 500 one-percent trades away from $1 million thanks to compounding. One-percent gains are pretty easy to hit, sometimes they happen in less than an hour, but you have to stay attentive because prices swing and you might miss the window if you’re not paying attention.
Don’t over complicate it. Investing is gambling; it’s like betting on a sports team where it’s 50/50 up or down. You can spend your life analyzing sentiment, reading news and building bots, or you can say “I like this stock,” put some money in and see where it goes. You don’t need complicated software to have fun investing, you just need some spare change and a smartphone or computer.
My top three lessons so far are:
Take regular small profits (1 %) and let them compound
Don’t take investment advice from other people or from AI
Invest in things you feel passionately about as early as you can